How benefit from the Marriage Allowance in the United Kingdom in the financial year 2019/20

The Marriage Allowance is a little-known way for couples to transfer some of their personal allowance (the amount you can earn tax-free each tax year) between them.

If you’re a low-earner and your spouse is a basic rate taxpayer, you can transfer the unused portion of your personal allowance to them.

Who is eligible for Marriage Allowance?

You can get Marriage Allowance if all of the following apply:

  • you’re married or in a civil partnership
  • you don’t earn anything or your income is under £12,500
  • your partner’s income is between £12,500 and £50,000 (or £43,430 if you’re in Scotland)

You can still apply for Marriage Allowance if you or your partner:

  • are currently receiving a pension
  • live abroad - as long as you get a Personal Allowance

Are you unsure if you are eligible for Marriage Allowance?

To see if you’re eligible for Marriage Allowance check this handy calculator on the HMRC website.

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Learn more about Scottish Residency Tax affects you take home salary

Learn more about the Blind Person's Allowance

Want to see how Marriage Allowance may affect your take home salary?


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